Numiniq
Predict Financial Risk

Revolutionizing Risk Assessment with AI-Powered Psychometrics

Cognitive Risk Intelligence for Insurance & Credit
Predict financial risk with no history in minutes 

Beyond Traditional Risk Assessment

Conventional models rely on historical data—but what happens when that data doesn't exist or tell the complete story?

Each year, millions are excluded from proper financial and insurance services:

  • New insurance applicants with limited claims history

  • First-time borrowers with no credit record

  • Self-employed and gig economy workers

  • Newcomers establishing themselves in a new country

These aren't necessarily high-risk individuals—they're simply invisible to systems that confuse lack of history with lack of trustworthiness.

"Traditional assessment measures what's happened in the past, not what's likely to happen in the future."

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Meet Numiniq: Cognitive Science Meets Risk Intelligence

Our breakthrough platform uses adaptive psychometrics and machine learning to predict behavior through a brief, engaging assessment for both insurance and credit decisions.

Our Advanced Approach:

  • Proprietary Cognitive Pattern Recognition — Identifies key behavioral signals that predict insurance claims and credit repayment behavior

  • Adaptive Testing Technology — Customizes the assessment path in real-time for maximum insight in minimal time

  • AI-Powered Risk Modeling — Translates cognitive patterns into actionable risk intelligence

  • Instant Deployment — Seamless API integration with your existing underwriting systems

We transform uncertainty into opportunity in less than 5 minutes.

From Cognitive Patterns to Risk Confidence


Assess — User completes our engaging, adaptive 5-minute assessment

  1. Analyze — Our AI maps cognitive patterns to specific financial and insurance behaviors

  2. Score — Generate a comprehensive Cognitive Risk Profile with actionable metrics

  3. Integrate — Enhance your decision engine with our API or dashboard

Discover in minutes what would take years of claims or payment history to reveal.

Where Cognitive Intelligence Creates Value

Insurance Applications

  • Underwriting Enhancement: Predict claims behavior before history exists

  • Risk Stratification: Identify conscientious policyholders for preferred pricing

  • Fraud Prevention: Detect behavioral patterns associated with opportunistic claims

  • Medical Adherence: Predict treatment compliance for health insurance optimization

Credit Applications

  • Alternative Credit Scoring: Assess trustworthiness where credit history is limited

  • Digital Lending & BNPL: Make instant qualification decisions with minimal data

  • Financial Inclusion: Enable responsible lending to previously excluded segments

  • Default Prediction: Identify early warning signs before traditional indicators

Empowering Financial Decisions Through Cognitive Intelligence

Numiniq is revolutionizing the financial industry with its cutting-edge cognitive intelligence platform. By harnessing the power of AI and adaptive psychometrics, Numiniq provides unparalleled insights to lenders, insurers, and fintechs. Our platform assesses financial risk before any historical data exists, enabling accurate predictions of repayment behavior, fraud risk detection, and identification of trustworthy customers in just a 5-minute assessment. Contact us at jens@nasstrom.info for a transformative experience in financial decision-making.

Why Choose Numiniq?

Discover why leading lenders and insurers trust Numiniq for risk assessment.

AI-Driven Insights

Harness powerful AI to unlock predictive financial intelligence.

Adaptive Psychometrics

Utilize custom assessments that adapt to individual behaviors.

Quick Assessments

Get results in just 5 minutes for efficient decision-making.

Fraud Detection Expertise

Simplify risk detection to protect your business from fraud.

Clients Love Numiniq

Discover what our clients have to say about their experience with Numiniq's cognitive intelligence platform.
Emily Johnson
Numiniq's AI assessment is a game-changer for predicting repayment behavior accurately.
Jake Smith
Impressed by how Numiniq detects fraud risk effectively with just a 5-minute assessment.
Olivia Martinez
Numiniq helps us identify trustworthy customers early, saving time and resources.
Ethan Brown
The adaptive psychometrics in Numiniq have revolutionized our risk assessment process.

Get in Touch with Us

Connect with Numiniq for inquiries and support regarding our cognitive intelligence platform.

1st Example st., Example City, Example Country

+1 234 567 8910

jens@nasstrom.info

Sun: Closed, Mon-Fri: 8 am-6 pm, Sat: 10 am-4 pm

Frequently Asked Questions

Addressing your concerns about Numiniq's services and effectiveness.

What is Numiniq's core function?

Numiniq is a cognitive intelligence platform that assesses financial risk using AI and psychometrics, predicting repayment behavior.

How does Numiniq assess risk without historical data?

We utilize innovative AI algorithms and adaptive psychometric assessments to gauge potential risk accurately at the outset.

Who can benefit from Numiniq's services?

Lenders, insurers, and fintechs can leverage Numiniq to enhance their risk assessment processes and customer evaluations.

How long does the assessment take?

The assessment only takes 5 minutes, providing quick insights into a candidate’s behavior.

Is the assessment accurate?

Yes, our advanced AI models provide high accuracy for predicting repayment behavior and detecting fraud risk.

How can I get started with Numiniq?

Contact us via email at jens@nasstrom.info to learn more about our services and get started.

Unlock Precise Financial Insights Instantly

Experience the power of cognitive intelligence and AI. Start predicting repayment behavior, detecting fraud risk, and identifying trustworthy customers with just a 5-minute assessment. Contact us now at jens@nasstrom.info to revolutionize your decision-making process.
Predict Financial Risk